About FedWire RTGS

Powering secure, real-time financial settlements for the modern banking ecosystem since 1918.

Federal Reserve building

Our Mission

FedWire RTGS is the backbone of the United States financial system, providing secure, irrevocable, and real-time gross settlement for high-value transactions. Operating under the Federal Reserve System, we facilitate trillions of dollars in daily settlements between banks, financial institutions, and government agencies.

Our commitment is to maintain the integrity, security, and efficiency of the nation's payment infrastructure while adapting to the evolving needs of modern financial services.

Core Values

Security First

Bank-grade encryption and multi-layered security protocols protect every transaction.

Customer Focus

24/7 support and dedicated relationship managers for all participants.

Global Standards

Full compliance with ISO 20022 and international payment standards.

Excellence

99.99% uptime with industry-leading performance and reliability.

Regulatory Framework

FedWire RTGS operates under the oversight of the Federal Reserve System and complies with:

  • Federal Reserve Operating Circular 6
  • Payment Card Industry Data Security Standard (PCI DSS)
  • Sarbanes-Oxley Act (SOX)
  • Bank Secrecy Act (BSA) and AML/KYC requirements
  • Basel III capital and liquidity standards
  • Dodd-Frank Wall Street Reform Act
  • GDPR for international participants
Financial professionals collaborating

Our Team

FedWire RTGS is operated by a dedicated team of payment systems experts, engineers, and compliance professionals committed to maintaining the highest standards of service and security.

Our 24/7 operations centers ensure continuous monitoring and support, while our dedicated relationship managers provide personalized service to each participating institution.